Forms Review – Mini Credit Paper

Mini Credit Paper

1Company Details

2Shareholding/Management Structure

3History / Profile / Work

4Reason for Purchase & Financial Impact

5Transaction Details

Company Details

Trading Name

Registration Number

Trade Commencement Date

MM slash DD slash YYYY

Size of Busniness

Premise (Location and ownership details)

Concentrated Risk

Government/Muinicipal Contract

Industry

Shareholding Structure

List

Shareholder Name

ID Number/Reg. No

Percentage

Add as many as required.

Management Structure

List

Position

Years' experience in this specific field/industry

Qualifications and brief background on experience

Add as many as required.

Business History/Company Profile

How did the business start/how did the business develop over the past few years/what services and/or products do they offer/where are they based etc. (please be very specific and provide all the details).

Work Done Per Client

Client/Debtor Name

Reason for Purchase & Financial Impact

1. Expansion of fleet

Reason for expansion

What client/s will this asset/s service?

Where will this asset operate/routes travelled?

Expected monthly income from this additional asset

Expected monthly expenses from this additional asset

Reason for Purchase & Financial Impact

2. Rental Replacement

What specific asset/s will be replaced?

What is the monthly rental payment as per bank statements (last 3 months)?

What client/s will this asset/s service?

Expected monthly income from this asset

Expected monthly expenses from this additional asset

Reason for Purchase & Financial Impact

3. Cost Saving/Replacement

What asset from your entity asset register will be replaced?

Reason for the replacement

Is this asset still under finance

Estimate instalment of the new asset

Monthly cost saving (instalment/fuel consumption etc.)

Transaction Details

Product Type

Application already submitted to

Preferred Period

Deposit available

Application / Asset Price

Asset Description and details

Preferred Structure

Special requests

Additional security or sureties available

Financial Analysis

Financial Ratios and Commentary

Bank Statement Analysis

Debtors and Creditors Analysis (Elaborate on any accounts in +120 days)

Final Recommendation

Has the client submitted this application to other financial institutions

Yes

List all funders/banks

Consent

Yes, I agree

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